It’s been a minute since I posted a net worth update. Being a married person, trying to monitor my net worth as an individual distinct from my husband’s net worth tends to get tedious and complicated.
By now, we definitely have intermingled each other’s money when we buy or maintain certain assets or bank accounts. That inter-mingling makes it all the much harder to monitor individual net worth but I try. Nevertheless, as a whole, our married net worth is getting better.
As for my individual net worth, it is
PhP 4,052,897.66 / USD 77,940.00
It is comprised of:
Real estate 39.1%
Stocks etc 21.43%
We are mostly back to the old net worth where most of my assets are sunk in illiquid real estate. Pouring a whole lot of cash on that right now. Will write more on that later. =)
On the bright side, we are now at our fourth million. We did not set out on a net worth number this year as we were set on getting a piece of real estate instead. And you know how buying real estate has the effect of forced saving. Did it ever!
At the rate that we’re going and with the commitment that we took on, I hope to reach five million by year-end. It feels totally impossible right now of course but weirder things have happened. We shall see!
It’s the start of the -ber months and to ease up on my budget, I am contemplating doing my christmas shopping as early as October. Planning on adding one more event to my usual outreach thing this December. My sister has access or knows this place with a lot of under-privileged kids whom I’m more than happy to visit and amuse, at least for just a day. I hope my workload and schedule allow for these.
On the local front, we are currently on the receiving end of haze coming from the forest fires in Indonesia. It paints the sky a dull gray and makes everything all gloomy. It’s not that bad though and still fails to dull my optimism.
How do you budget for christmas shopping?