Contemplating a Change
1 April 2021
This incident gave me the hibbie jibbies. Why the delay? Is the company suffering from a liquidity issue? This led me to contemplate a change. … More Contemplating a Change
My Sixth Million
15 March 2021
After a self-imposed ban against posting a net worth update (to empathize with fellow Pinoys who have lost their livelihoods during this pandemic), I’m back! I have to admit, without the feeling of accountability that these updates bring, I have been slacking in monitoring net worth or saving rate. Writing these posts requires me to take pen to paper and calculate my numbers. It’s the only time that I get to check what’s been coming in and going out. … More My Sixth Million
Money Moves to Make in 2021
14 January 2021
It’s a new year and a good time to put pen to paper and make some goals. If you have a goal, you tend to monitor it, like your net worth. What doesn’t get measured, doesn’t improve, they say. Building on the five money moves to make in 2019, here are a few more that will be relevant this 2021. … More Money Moves to Make in 2021
Moving Homes During a Pandemic
7 January 2021
In late 2020, FH and I moved to our new home, which had finally finished construction. I had dreaded it for weeks. We were caught unprepared. It seemed that we had become so focused on the finances aspect of picking out a home, budgeting and paying for it, borrowing money for it, and buying it that when moving time came, we were not emotionally ready to move out. … More Moving Homes During a Pandemic
The Uphill Climb that is a PAGIBIG Housing Loan Application
26 November 2020
In the Philippines, when you buy a pre-selling house that will be built by a developer, you are given the freedom to continue paying or adding to your down payment on the home, until the developer finishes construction. … More The Uphill Climb that is a PAGIBIG Housing Loan Application
BARLIFE: To Litigate or Not
27 October 2020
When your car breaks within the warranty period but the car manufacturer refuses to fix it, should you litigate or not? … More BARLIFE: To Litigate or Not
The Risks of Buying a Pre-Selling House or Condo
13 October 2020
The internet is full of articles touting the merits of buying a pre-selling house or condo. I’ve even written about buying my own condo at pre-selling. We must also recognize the risks of buying pre-selling and the danger of using developers’ in-house financing. … More The Risks of Buying a Pre-Selling House or Condo
Adapting to Cashless Modes of Payment and “Digital Banking”
9 October 2020
Thankfully, Grabcar has been regularly plying my city. It’s a nice option to have if you want to avoid cabs or buses. Grabcar, however, now requires cashless modes of payment EXCLUSIVELY such as by debit or credit card and Grabpay. So we, or really, I had to adapt. FH is very online-savvy whereas I am a dinosaur when it comes to tech, or financial technology (fintech). … More Adapting to Cashless Modes of Payment and “Digital Banking”
Self-Care During Quarantine
5 September 2020
It’s been almost SIX months since a state of a public health emergency was declared in the Philippines. We are STILL in quarantine. How is it in your corner of the world? … More Self-Care During Quarantine
Why people are moving out of Cebu City
24 August 2020
Outside cities are afraid of their residents getting infected here. This is probably why most people are leaving Cebu City. What implications will this have for the real estate rental market? … More Why people are moving out of Cebu City
