It’s a new year and a good time to put pen to paper and make some goals. If you have a goal, you tend to monitor it, like your net worth. What doesn’t get measured, doesn’t improve, they say. Building on the five money moves to make in 2019, here are a few more that will be relevant this 2021. … More Money Moves to Make in 2021
In late 2020, FH and I moved to our new home, which had finally finished construction. I had dreaded it for weeks. We were caught unprepared. It seemed that we had become so focused on the finances aspect of picking out a home, budgeting and paying for it, borrowing money for it, and buying it that when moving time came, we were not emotionally ready to move out. … More Moving Homes During a Pandemic
In the Philippines, when you buy a pre-selling house that will be built by a developer, you are given the freedom to continue paying or adding to your down payment on the home, until the developer finishes construction. … More The Uphill Climb that is a PAGIBIG Housing Loan Application
When your car breaks within the warranty period but the car manufacturer refuses to fix it, should you litigate or not? … More BARLIFE: To Litigate or Not
The internet is full of articles touting the merits of buying a pre-selling house or condo. I’ve even written about buying my own condo at pre-selling. We must also recognize the risks of buying pre-selling and the danger of using developers’ in-house financing. … More The Risks of Buying a Pre-Selling House or Condo
Thankfully, Grabcar has been regularly plying my city. It’s a nice option to have if you want to avoid cabs or buses. Grabcar, however, now requires cashless modes of payment EXCLUSIVELY such as by debit or credit card and Grabpay. So we, or really, I had to adapt. FH is very online-savvy whereas I am a dinosaur when it comes to tech, or financial technology (fintech). … More Adapting to Cashless Modes of Payment and “Digital Banking”
It’s been almost SIX months since a state of a public health emergency was declared in the Philippines. We are STILL in quarantine. How is it in your corner of the world? … More Self-Care During Quarantine
Outside cities are afraid of their residents getting infected here. This is probably why most people are leaving Cebu City. What implications will this have for the real estate rental market? … More Why people are moving out of Cebu City
Elderly parents usually retire at their lowest point health-wise without health insurance coverage just when they NEED it the most. Have considered buying health insurance for your elderly parents? … More Health Insurance for Senior Citizen Parents
As early as March when a pandemic was publicly declared by the government, I’ve had a lot of colleagues and friends that were scrambling to obtain or renew their health insurance / HMO (health maintenance organization). … More Health Insurance vs. HMO? Let’s talk HEALTH insurance
