When your car breaks within the warranty period but the car manufacturer refuses to fix it, should you litigate or not? … More BARLIFE: To Litigate or Not
The internet is full of articles touting the merits of buying a pre-selling house or condo. I’ve even written about buying my own condo at pre-selling. We must also recognize the risks of buying pre-selling and the danger of using developers’ in-house financing. … More The Risks of Buying a Pre-Selling House or Condo
Thankfully, Grabcar has been regularly plying my city. It’s a nice option to have if you want to avoid cabs or buses. Grabcar, however, now requires cashless modes of payment EXCLUSIVELY such as by debit or credit card and Grabpay. So we, or really, I had to adapt. FH is very online-savvy whereas I am a dinosaur when it comes to tech, or financial technology (fintech). … More Adapting to Cashless Modes of Payment and “Digital Banking”
It’s been almost SIX months since a state of a public health emergency was declared in the Philippines. We are STILL in quarantine. How is it in your corner of the world? … More Self-Care During Quarantine
Outside cities are afraid of their residents getting infected here. This is probably why most people are leaving Cebu City. What implications will this have for the real estate rental market? … More Why people are moving out of Cebu City
Elderly parents usually retire at their lowest point health-wise without health insurance coverage just when they NEED it the most. Have considered buying health insurance for your elderly parents? … More Health Insurance for Senior Citizen Parents
As early as March when a pandemic was publicly declared by the government, I’ve had a lot of colleagues and friends that were scrambling to obtain or renew their health insurance / HMO (health maintenance organization). … More Health Insurance vs. HMO? Let’s talk HEALTH insurance
Real estate now occupies a major portion of my net worth. This is the largest amount of real estate that I have ever held since the inception of this blog or the time that I started tracking my net worth. It is scary, for sure. … More Net Worth Update 14 July 2020 House Purchase Progress
Bankruptcy in the Philippines during a pandemic? What options do you have if you’re unable to pay all of your debts? … More Bankruptcy in the Philippines during a pandemic?
Why I’m not buying international stocks. TD Ameritrade (which was recently purchased by competitor Charles Schwab Corp.), is a discount online brokerage company founded in 1978 and based in Omaha, United States. It mostly caters to retail investors. A substantial part of TD Ameritrade is interestingly owned by Toronto-based TD Bank Group.
I browsed TD Ameritrade’s client agreement, which you must agree to before you can open an account and came up with the following observations … More Why I’m not Buying International Stocks